Housing and Economic Recovery Act of 2008

You may have heard that the Housing and Economic Recovery Act of 2008 was signed into law late July. In the event you haven't had a chance to review what this law will do to help our foreclosure crisis, here are a couple of web sites you may find helpful:

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SELLERS! THINK LIKE BUYERS!!

I'm talking here to home sellers. Okay, you and I are going to go out and buy a car. A used car. First, if a used car we like is priced almost the same as a new car, what are we going to buy? Exactly. If someone is selling us a used car it better be priced sufficiently lower than a new one or have some other compelling reason, such as collectability or lots of bells and whistles, in order for us to consider buying it.

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Navigating Uncharted Waters

Refinancing, Buy, Sell, Short Sale, Foreclosures… The last couple of months have opened up more options for homeowners as well as buyers in our turbulent real estate market and I wanted to share important information that may help you with your real estate decisions.

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Is Home Ownership in Crisis?

We're seeing the effects of the housing market meltdown gravely affecting our financial institutions across the country. The US government stepped in to save Fannie Mae and Freddie Mac in early September. Without these secondary market institutions able to purchase mortgages made by various lending companies, virtually no one would be able to finance the purchase of a home.

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Enhance and Maintain Your Property Values

Summer is a time to take that long anticipated vacation, or just simply to spend some relaxing patio time on warm weekend mornings or afternoons. It’s also a time to protect your home value, and the look of your neighborhood, by doing some routine outside maintenance and yard upkeep.

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What Do All of the Recent Foreclosures and Short Sales Mean?

It’s hard to miss all the news about foreclosures and, to a lesser extent, short sales. While other parts of the country have been harder hit, we are seeing a spike in foreclosures and short sales here in Oregon and Washington.

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